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Comprehensive Trade Insurance Solutions

Protect your shipments, receivables, and liabilities. From marine cargo to export credit — we secure your global trade interests.

Why Insurance is Vital for Exporters

International trade involves inherent risks — from storm damage at sea and theft in transit to buyer insolvency and political unrest. A single uninsured incident can wipe out months of profit or even threaten business continuity.

At Flexlyf Commerce, we partner with leading insurers and ECGC to provide tailored coverage. We help you identify vulnerabilities, select the right policies, and ensure swift claim settlement so you can trade with confidence.

  • Comprehensive Risk Coverage
  • Fast Claim Settlement Support
  • Competitive Premium Rates
Marine Cargo ECGC Liability Air Freight Road Transit

Did You Know?

Over 60% of disputed export claims arise from inadequate documentation or incorrect policy clauses. Our experts review your shipping documents beforehand to ensure your claim is never rejected on technical grounds.

Our Insurance Products

Tailored coverage for every mode of transport and risk type.

Marine Cargo Insurance

Coverage for goods moving via sea, air, road, or rail against physical loss or damage.

  • Institute Cargo Clauses (A, B, C)
  • War & Strikes Coverage
  • Warehouse-to-Warehouse
  • Open Policy & Single Shipment
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Export Credit Insurance (ECGC)

Protect your receivables against buyer non-payment due to commercial or political risks.

  • Buyer Insolvency Protection
  • Political Risk Coverage
  • Credit Limit Assessment
  • Debt Recovery Support
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Road & Rail Transit

Specialized coverage for domestic and cross-border land transportation.

  • Truck Cargo Coverage
  • Railway Consignment
  • Theft & Pilferage
  • Accident Damage
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Product Liability

Coverage against legal liabilities arising from product defects causing injury or damage.

  • Third-Party Injury
  • Property Damage
  • Legal Defense Costs
  • Global Jurisdiction
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Air Freight Insurance

Fast and secure coverage for high-value goods transported via air cargo.

  • High-Value Goods
  • Perishables Coverage
  • Airport-to-Airport
  • Express Courier
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Project Cargo

Specialized insurance for oversized, heavy, or complex machinery shipments.

  • Oversized Dimensions
  • Lifting & Installation
  • Multi-Modal Transit
  • Delay in Start-up
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Claims Settlement Process

We advocate for you to ensure fast and fair claim resolution.

1

Incident Reporting

Immediate notification to insurer upon loss/damage discovery.

2

Surveyor Appointment

Independent surveyor assesses extent of loss/damage.

3

Documentation

Submission of claim form, invoice, BL, and survey report.

4

Settlement

Negotiation and final payment release by insurer.

Our Insurance Partners

We work with top-rated insurers and ECGC to provide best-in-class coverage.

Who Needs Trade Insurance?

Exporters Importers Freight Forwarders Logistics Providers Manufacturers Trading Houses E-commerce Sellers

Frequently Asked Questions

Marine Cargo Insurance covers physical loss or damage to goods during transit (e.g., ship sinking, fire, theft). Export Credit Insurance covers financial loss due to buyer non-payment (e.g., bankruptcy, political blockade). Both are essential for complete protection.
Premiums depend on factors like commodity type, value of goods, mode of transport, destination country, past claim history, and coverage scope (Institute Cargo Clauses A/B/C). Rates typically range from 0.1% to 0.5% of the insured value.
Yes, an Open Policy (or Declaration Policy) is highly recommended for regular exporters. It covers all shipments made during the policy period (usually 1 year) under a single sum insured, simplifying administration and often reducing premiums.
Typically required: Original Policy, Bill of Lading/Airway Bill, Commercial Invoice, Packing List, Survey Report, Claim Bill, and correspondence with carriers. We assist in compiling this dossier to prevent rejection.
Yes, we manage the entire lifecycle of your ECGC policy, including initial application, credit limit requests for buyers, premium payments, and annual renewals to ensure continuous coverage.

Secure Your Shipments Today

Don't leave your global trade to chance. Get a comprehensive insurance quote tailored to your needs.

Get Insurance Quote Call +91 92208 19906